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All of our previous posts

Congress Killed the $5 Overdraft Fee Cap. Banks Are Back Over $12 Billion a Year.

Aug 30, 2026

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2 min read

Congress Killed the $5 Overdraft Fee Cap. Banks Are Back Over $12 Billion a Year.

A federal rule would have capped what banks can charge when your account dips below zero. It lasted about five months on the books before Congress repealed it — a fast reversal that split cleanly along party lines and reopened a multibillion-dollar revenue stream.

Anurag Soni

You Can Do Everything Right and Still Go Bankrupt From a Single ER Visit

Aug 28, 2026

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3 min read

You Can Do Everything Right and Still Go Bankrupt From a Single ER Visit

Medical debt is one of the only major categories of American debt that isn't the result of a purchase, a lifestyle choice, or a financial mistake. It's the result of getting sick — and roughly 100 million Americans are currently carrying some of it.

Anurag Soni

The $1.2 Million Question Nobody Asks Before Picking a Major

Aug 27, 2026

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3 min read

The $1.2 Million Question Nobody Asks Before Picking a Major

A bachelor's degree is, on average, still one of the better financial decisions a person can make. That average is hiding a genuinely enormous range — one where the choice of major matters as much as the choice to attend at all.

Anurag Soni

A Jury Just Ruled Ticketmaster Overcharged You $1.72 a Ticket

Aug 27, 2026

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3 min read

A Jury Just Ruled Ticketmaster Overcharged You $1.72 a Ticket

After a five-week trial, a federal jury found Live Nation and Ticketmaster ran an illegal monopoly over live entertainment and put a specific dollar figure on what it cost fans.

Anurag Soni

The App Says You're Making $24 an Hour. Your Bank Account Disagrees

Aug 26, 2026

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3 min read

The App Says You're Making $24 an Hour. Your Bank Account Disagrees

Rideshare and delivery apps advertise an hourly rate that sounds competitive with plenty of traditional jobs. Track every gallon of gas, every mile of depreciation, and every dollar of self-employment tax, and a meaningfully different number shows up — one that's forced millions of drivers to work more hours just to stay even.

Anurag Soni

Why Your Insurance Premium Went Up Even Though You Never Filed a Claim

Aug 24, 2026

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3 min read

Why Your Insurance Premium Went Up Even Though You Never Filed a Claim

A clean driving record. No burst pipes, no break-ins, no calls to your agent all year. And yet the renewal notice arrives with a bigger number anyway. The reason has almost nothing to do with you personally — and almost everything to do with everyone else.

Anurag Soni

Buy Now, Pay Later... for Groceries? Nearly a Third of Users Already Do

Aug 20, 2026

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4 min read

Buy Now, Pay Later... for Groceries? Nearly a Third of Users Already Do

It started as a way to split up a couch or a flight into four easy payments. Now a growing share of "buy now, pay later" users are running it through the checkout line at the grocery store — and the share doing it has roughly doubled in two years

Delta Airlines Made More Money From Your Credit Card Than From Flying You Anywhere

Aug 18, 2026

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4 min read

Delta Airlines Made More Money From Your Credit Card Than From Flying You Anywhere

Swipe an airline-branded credit card at the grocery store, and the airline gets paid — whether or not you ever board a plane. For some of the largest carriers in the country, that arrangement now generates more cash than the entire business of flying does

Can You Retire? Two Experts Disagree by $16,000 a Year on the Same Number

Aug 17, 2026

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3 min read

Can You Retire? Two Experts Disagree by $16,000 a Year on the Same Number

For thirty years, retirement planning ran on a single simple rule: withdraw 4% of your savings each year and you'll be fine. In 2026, the man who invented that rule and the industry's leading retirement researcher looked at the same question and landed $16,000 a year apart on a $1 million portfolio.

Archive

Congress Killed the $5 Overdraft Fee Cap. Banks Are Back Over $12 Billion a Year.

You Can Do Everything Right and Still Go Bankrupt From a Single ER Visit

The $1.2 Million Question Nobody Asks Before Picking a Major

A Jury Just Ruled Ticketmaster Overcharged You $1.72 a Ticket

The App Says You're Making $24 an Hour. Your Bank Account Disagrees

Why Your Insurance Premium Went Up Even Though You Never Filed a Claim

Buy Now, Pay Later... for Groceries? Nearly a Third of Users Already Do

Delta Airlines Made More Money From Your Credit Card Than From Flying You Anywhere

Can You Retire? Two Experts Disagree by $16,000 a Year on the Same Number

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